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Opportunity Bank of Montana

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Opportunity Checking
A simple checking account with great standard benefits. This account is accessible and easy to use without a monthly minimum balance requirement.
  • Free Mobile Banking with free Mobile Check Deposit
  • Free Online Banking and free, unlimited Online Bill Pay
  • Free eStatements
  • Access to thousands of surcharge-free ATMs nationwide through our partnership in the MoneyPass® ATM Network
  • Unlimited check writing
  • Set up account and debit card alerts for peace of mind and the ability to stop fraud in its tracks
Opportunity Reward Checking
Opportunity Reward Checking offers rewards for customers utilizing direct deposit, eStatements and a debit card for purchases. Our most popular account!

No monthly service charge and no monthly minimum balance requirement. $100 minimum deposit to open.
  • 1% unlimited cash back on qualifying debit card purchases*
  • Reimbursement of ATM fees up to $12 per month*
  • eStatements required to earn rewards*
  • Free Mobile Banking with free Mobile Check Deposit
  • Free Online Banking and free, unlimited Online Bill Pay
  • Access to thousands of surcharge-free ATMs nationwide through our partnership in the MoneyPass® ATM network
  • Unlimited check writing
  • Set up account and debit card alerts for peace of mind and the ability to stop fraud in its tracks
  • If you don't qualify for rewards during a statement cycle, the account has no monthly service charge, simply try again the following month
Opportunity Interest Checking
Not only can you earn interest on your account balance, you'll save money on your first order of standard checks.
  • Competitive interest rate*
  • No charge for your first order of standard checks
  • $1,000 minimum balance requirement to avoid $15 monthly service charge
  • $1,000 minimum deposit to open
  • Free Mobile Banking with free Mobile Check Deposit
  • Free Online Banking and free, unlimited Online Bill Pay
  • Free eStatements
  • Access to thousands of surcharge-free ATMs nationwide through our partnership in the MoneyPass® ATM Network
  • Unlimited check writing
  • Set up account and debit card alerts for peace of mind and the ability to stop fraud in its tracks
Opportunity Preferred Checking
Ideal for customers who maintain higher deposit balances, you'll also earn other premium benefits.
  • Competitive interest rate*
  • No charge for basic check orders, unlimited for the life of the account
  • No charge for cashier's checks, unlimited for the life of the account
  • $2,500 minimum balance or $10,000 combined (Primary Owner) deposit balance requirement to avoid $25 monthly service charge
  • $2,500 minimum deposit to open
  • Free Mobile Banking with free Mobile Check Deposit
  • Free Online Banking and free, unlimited Online Bill Pay
  • Free eStatements
  • Access to thousands of surcharge-free ATMs nationwide through our partnership in the MoneyPass® ATM Network
  • Unlimited check writing
  • Set up account and debit card alerts for peace of mind and the ability to stop fraud in its tracks
Opportunity Personal Savings
A $100 minimum opening deposit is all you need to get started saving today.

No monthly service charge is charged if $100 minimum balance is maintained. Account service charge is waived for customers age 18 or younger, it's never to early to start saving.
  • Competitive interest rate*
  • $2 monthly service charge is charged if balance drops below minimum required balance of $100 (waived for customers age 18 or younger)
  • Make transfers to and from your savings account online
  • May be used as a sweep account to cover overdrafts on your Opportunity Bank checking account
  • Free Online Banking
  • Free Mobile Banking with free Mobile Check Deposit
  • Free eStatements
  • Set up account alerts to notify you of account activity
Opportunity Personal Money Market
Your Money Market account gives you access to mobile and online banking  so you can manage your savings the way you want.
  • Competitive, tiered interest rate*
  • Requires $1,000 minimum opening deposit
  • $8 per month service charge if balance falls below $1,000
  • Make contributions any time
  • Make transfers to and from your Money Market account online
  • May be used as a sweep account to cover overdrafts on your Opportunity Bank checking account
  • Free Online Banking
  • Free Mobile Banking with free Mobile Check Deposit
  • Free eStatements
  • Set up account alerts to notify you of account activity
Opportunity Personal Preferred Money Market
Your Preferred Money Market account gives you access to mobile and online banking so you can manage your savings the way you want.
  • Competitive, tiered interest rate*
  • Requires $20,000 minimum opening deposit
  • $20 per month service charge if balance falls below $20,000
  • Make contributions any time
  • Make transfers to and from your Preferred Money Market account online
  • May be used as a sweep account to cover overdrafts on your Opportunity Bank checking account
  • Free Online Banking
  • Free Mobile Banking with free Mobile Check Deposit
  • Free eStatements
  • Set up account alerts to notify you of account activity